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Getting Prequalified

how to get a mortgage

How to buy a house in 10 steps

Bethany Ramos December 23, 2025First-Time Homebuyer, Getting Prequalified, Home Buying, Loan Types

Reading Time: 3 minutesBuying a house becomes manageable when you break it down into 10 simple steps. The process …

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choosing a mortgagehome loanhome loan typesmortgagemortgage questions
best time of year to buy a house

What’s the best time of year to buy or sell a house?

Bethany Ramos December 9, 2025First-Time Homebuyer, Getting Prequalified, Home Buying, Mortgage Rates

Reading Time: 3 minutesThe best time to buy a house is typically during fall and winter when there are …

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buying a homefirst-time buyerhome buyersmortgage questionsnew home
buying a home with student loans

Can you still buy a home with student loans?

Bethany Ramos December 3, 2025Finance, First-Time Homebuyer, Getting Prequalified, Home Buying

Reading Time: 4 minutesStudent loans don’t disqualify you from homeownership. While student debt affects your debt-to-income ratio, a lender …

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debt managementfirst housefirst time homebuyerstudent loan debtstudent loans
do not call

New law protects you from unwanted calls when buying a house

Bethany Ramos August 5, 2025Credit Score, Getting Prequalified, Home Buying, Refinance

Reading Time: 3 minutesThe U.S. House and Senate have passed a new bill, the Homebuyers Privacy Protection Act, that …

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buying a homecredit scoreprequalificationrefinancingtrigger lead
fha loan qualifications

New FHA loan changes: What do they mean for you?

Bethany Ramos April 8, 2025First-Time Homebuyer, Getting Prequalified, Home Buying, Loan Types

Reading Time: 3 minutesAs of May 25, 2025, non-permanent U.S. residents will no longer be able to apply for …

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buying a homeFHA loansfirst time homebuyerhomebuyersrefinance
homebuying tips

10 excellent pieces of homebuying advice from real loan officers

Bethany Ramos March 15, 2022First-Time Homebuyer, Getting Prequalified, Home Buying, Industry Professionals, Loan Officers

Reading Time: 3 minutesInstead of going to your neighbor or a well-meaning family member for homebuying tips, why not …

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first time homebuyerhomebuyershomebuying tipsloan officersmortgage
how to buy a house

Is it a good time to buy a house? Fact vs. fiction [INFOGRAPHIC]

Bethany Ramos November 2, 2021First-Time Homebuyer, Getting Prequalified, Home Buying

Reading Time: 3 minutesThe highlights: Misconceptions abound in today’s housing market – ranging from current supply levels to the …

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buying a homehome buyershome buyinghome loanmortgage
mortgage faqs

The 15 biggest mortgage FAQs, all in one place

Bethany Ramos October 29, 2021Credit Score, First-Time Homebuyer, Getting Prequalified, Home Buying, Loan Officers, Mortgage Rates, Taxes

Reading Time: 12 minutesBuying a house is likely to be one of the biggest financial decisions you make. Asking …

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buying a homehome buyershomeownersmortgagereal estate
buying a house for the first time

How to win the housing market as a first-time buyer

Bethany Ramos September 21, 2021First-Time Homebuyer, Getting Prequalified, Home Buying

Reading Time: 4 minutesWhen buying a house for the first time, consider these takeaways: In a housing market with …

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buying a homecondofirst housefirst time homebuyerhouse hunting
mortgage approval

[Case Study] Like-cash loan program benefits almost every homebuyer

Bethany Ramos August 27, 2021About Cornerstone, First-Time Homebuyer, Getting Prequalified, Home Buying, Homeowners, Loan Officers

Reading Time: 5 minutesDo you need to buy a house in cash if you want to compete in today’s …

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buying a homeloan approvalmortgagemortgage prequalificationprequalify for a loan
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